Loans

Loans- Business Codes

A new option to specify the number of days after a rate change / interest run to schedule a new repayment calculation when the rate changes.  You now have the ability to specify a different number of days for the interest-only and principal portions of a hybrid loan. 

A new option to preserve any unpaid / overdue entries in the repayment schedule when changing the schedule.

Loans

* New option on subledgers "Include On Receipt Allocation Report" which will treat any transactions for this subledger as Holdback Income on the receipt allocation report.
* Fixed bug when creating interest only repayment schedules to improve the accuracy of repayment amounts based on the number of days in a month.
* Fixed inaccuracies in the "Projected Balance" fields on the loan form.
* Fixed inaccuracies in ODI calculations which were based on the number of days in arrears.
* Fixed inaccuracies in interest-only calculations on accounts where interest was charged on the anniversary day of the loan.
* Fixed GL journal inaccuracy when posting a bad debt transaction on a flat cancellation.
* When posting flat cancellations, prevent "Early Payout Fee" from being charged.
* Modified Loan Summary Report to optionally include "Security Category".
* New Report: Fee Reconcilliation Report (Report/ Transactions / Fee Reconcilliation)

Sumary of changes:The "Original Term" of a loan is now recorded for historical purposes.New option to add the "Days of Grace" when working out the arrears balance in ODI calculations.New "Discharge Date" and "Discharge Amount" on Loan Securities.Loan LVR calculations now include "Scheduled" LVR which is based on the scheduled (as opposed to current / net) balance of the loan.New logic to allow the calculation for new repayment amounts to be based on the Scheduled (as opposed to current / net) balance when drawing down additional funds from a loan.New function to update the diary reminders w